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R.V. Johnson Insurance Blog

View the latest blog posts from R.V. Johnson Insurance.

Like most types of property insurance, it is likely you will need to set a deductible for your flood insurance policy. A deductible is the amount of money you will pay out-of-pocket when a claim occurs before the insurance company pays the remainder of that claim. READ MORE >>

Community association management companies should insist that their customers carry a workers’ compensation policy, whether they are employees or not. Here's an example: Heiman v. CA Workers’ Compensation Appeals Board (2007) 149 Cal.App.4th 724 Here’s the Case Fact Pattern: READ MORE >>

A smart home system could be one of the best investments you make in your home and your lifestyle. Not only can it make managing your home easier to do, but it can also help reduce your home insurance premium and overall loss risks. READ MORE >>

This is a great question for condo owners in the Florida area. If you'd like us to review your policy for appropriate coverage, contact us today. Q: My wife and I are senior citizens and own a condominium unit. After the hurricanes of 2004 and 2005, our condominium used insurance proceeds to replace windows and sliding doors. READ MORE >>

Your wedding is right around the corner and all you can think about are the changes that will now take place throughout your life. You may be thinking about how you will share furniture and who will park where in the driveway. Don't forget to take a closer look at your health insurance. READ MORE >>

House of Hope and the R.V. Johnson Agency are featured on Safeco.com this week, Feb. 22-28.  Please take this opportunity to visit and cheer, and send this link to everyone you know, so they can do the same. House of Hope has been awarded $4,000 already, and if the feature gets 50 “cheers” or more, another $1,000 will be added to your award. READ MORE >>

Did you know, according to the Community Association Institute, the number of community associations in the U.S., including homeowners associations, condo communities and cooperatives, grew from approximately 222,500 in 2000 to 333,600 in 2014, with condo communities representing up to 45%. READ MORE >>

Auto insurance is a must both for legal requirements and because it can help to protect your investment. However, many people don't realize that they can reduce their car insurance rates by making key decisions about their investment. READ MORE >>

Unlike whole life insurance, term life insurance covers a specific number of years. This duration of time depends on the policy you select. It may be for five, 10, 20 or more years. When shopping for policies, you'll find this type of life insurance tends to be less expensive than whole life insurance, which remains in place as long as you continue to make payments on it. READ MORE >>

As a business owner, you know the risks associated with operating a company. Fire could damage your property. You could face problems related to theft. Or, a customer may get injured on business property. But, what about crime? Can your insurance provider offer any type of compensation or support to your company for crime? READ MORE >>

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R.V. Johnson Insurance
2041 E. Ocean Blvd. Stuart, FL 34996 | Ph: 772-287-3366 Fx: 772-287-4439 TF: 800-273-9800 | Hours: M-F 8am-4.30pm
400 N. Cypress Drive, Ste 24, Tequesta, FL 33469 | Ph: 561-745-8894  Fx: 561-745-8871  TF: 866-556-6766 | Hours: M-F 8.30am-5pm
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