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How many hours a day do you sleep? Do you get enough or wake up each morning refreshed and ready to go? For many people, that’s not the case. Rather, it is more common for individuals to struggle through those first few hours of the day longing to be back in bed for a few more hours. READ MORE >>

Way before your teen gets behind the wheel, he or she begins driving mentally and watches what you and others are doing while driving. In this way, he or she can get a good idea about driving, then finesse his or her skills with practice. READ MORE >>

At R.V. Johnson Insurance we are dedicated to providing our clients the best service and experience possible. We would not be able to accomplish this goal without our amazing team!  R.V. Johnson Insurance has been named one of the Best Places To Work in Martin County 2016 by CareerSou... READ MORE >>

Life insurance is an important financial instrument. As long as the premiums are paid on time, a person can keep a life insurance policy for years. It is that longevity that makes life insurance policies attractive to parents. They know that they can purchase a policy for their child so that they can have financial protection in the future. READ MORE >>

You keep track of the news routinely and know the risks of terrorism on everyday life. What about your business? A key factor to keep in mind is that if an act of terrorism occurs and it leads to losses suffered by other people related to your business, such as your customers, you could be liable for those losses. READ MORE >>

Like most types of property insurance, it is likely you will need to set a deductible for your flood insurance policy. A deductible is the amount of money you will pay out-of-pocket when a claim occurs before the insurance company pays the remainder of that claim. READ MORE >>

Community association management companies should insist that their customers carry a workers’ compensation policy, whether they are employees or not. Here's an example: Heiman v. CA Workers’ Compensation Appeals Board (2007) 149 Cal.App.4th 724 Here’s the Case Fact Pattern: READ MORE >>

A smart home system could be one of the best investments you make in your home and your lifestyle. Not only can it make managing your home easier to do, but it can also help reduce your home insurance premium and overall loss risks. READ MORE >>

This is a great question for condo owners in the Florida area. If you'd like us to review your policy for appropriate coverage, contact us today. Q: My wife and I are senior citizens and own a condominium unit. After the hurricanes of 2004 and 2005, our condominium used insurance proceeds to replace windows and sliding doors. READ MORE >>

Your wedding is right around the corner and all you can think about are the changes that will now take place throughout your life. You may be thinking about how you will share furniture and who will park where in the driveway. Don't forget to take a closer look at your health insurance. READ MORE >>

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