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R.V. Johnson Insurance Blog: flood insurance

View the latest blog posts from R.V. Johnson Insurance.

A flood is not something any homeowner wants to face. Water damage can be some of the most potent a home can receive. If your home faces flood damages, you may also face significant financial losses. The standard home insurance policy typically doesn’t cover flood damages. READ MORE >>

Like most types of property insurance, it is likely you will need to set a deductible for your flood insurance policy. A deductible is the amount of money you will pay out-of-pocket when a claim occurs before the insurance company pays the remainder of that claim. READ MORE >>

You can expect to see some flooding in coastal areas during a hurricane, which is why you should consider flood insurance. You can plan ahead by boarding your windows and nailing your items down; but when water gets into your home, you are going to have even more to worry about, especially water damage. READ MORE >>

“I am sorry, but your policy does not cover flood damage…” As a trusted insurance advisor, we remind you why Flood Insurance is important. Homeowners Insurance and Commercial Property policies do not provide coverage for flood damage, so it is important to understand the coverage and why you need to purchase it. READ MORE >>

Buying the right homeowners insurance policy is never a one-size-fits-all proposition, particularly when it comes to getting flood insurance protection. And to some homeowners it may be a surprise when they learn that it is quite common for insurance companies to exclude flood damage from standard home insurance coverage. READ MORE >>

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R.V. Johnson Insurance
2041 E. Ocean Blvd. Stuart, FL 34996 | Ph: 772-287-3366 Fx: 772-287-4439 TF: 800-273-9800 | Hours: M-F 8am-4.30pm
400 N. Cypress Drive, Ste 24, Tequesta, FL 33469 | Ph: 561-745-8894  Fx: 561-745-8871  TF: 866-556-6766 | Hours: M-F 8.30am-5pm
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