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R.V. Johnson Insurance Blog: life insurance

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Your current health status is heavily linked to your life insurance premiums. Are you a smoker? Do you have high blood pressure? Could you stand to lose 20 pounds? All of these can affect the risk you pose to life insurers. An unhealthy person may have to pay more for life insurance. READ MORE >>

No one wants to think about what could happen if a loved one passes away. Most people don’t want to think about what might happen if they were not there to support their families. Yet, taking the time to think about this in order to create a plan can bring you peace of mind. READ MORE >>

Life insurance is an important financial instrument. As long as the premiums are paid on time, a person can keep a life insurance policy for years. It is that longevity that makes life insurance policies attractive to parents. They know that they can purchase a policy for their child so that they can have financial protection in the future. READ MORE >>

Unlike whole life insurance, term life insurance covers a specific number of years. This duration of time depends on the policy you select. It may be for five, 10, 20 or more years. When shopping for policies, you'll find this type of life insurance tends to be less expensive than whole life insurance, which remains in place as long as you continue to make payments on it. READ MORE >>

Many people don’t know enough about life insurance. As a result, they fail to get enough coverage, which can place a strain on their families after a loss. If you are someone who is interested in learning more about life insurance, keep reading to identify common mishaps that people often make and determine what steps you can take to avoid them. READ MORE >>

Lots of small companies are saving money by increasing deductibles on their health care plans (or canceling all together).  Difficult economic times mean tough either/or choices for small business owners.  For many, adding voluntary benefits to compensate for cutbacks elsewhere in a ben... READ MORE >>

Out of the individuals who do not own life insurance, many cite the cost as the reason. In fact, studies conducted show that people think life insurance costs about three times more than it actually does. That's why it always pays to do your research, rather than rely on an assumption. READ MORE >>

Health Insurance News Open enrollment for the Affordable Care Act plans begins November 15, 2014 and ends February 15, 2015.  Coverage effective date is January 1, 2015. You may qualify for a tax credit from the government to help pay the premiums for health insurance if you make $95,400 or less with a family of 4. READ MORE >>

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R.V. Johnson Insurance
2041 E. Ocean Blvd. Stuart, FL 34996 | Ph: 772-287-3366 Fx: 772-287-4439 TF: 800-273-9800 | Hours: M-F 8am-4.30pm
400 N. Cypress Drive, Ste 24, Tequesta, FL 33469 | Ph: 561-745-8894  Fx: 561-745-8871  TF: 866-556-6766 | Hours: M-F 8.30am-5pm
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