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R.V. Johnson Insurance Blog: life insurance

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Selecting life insurance for your needs is essential. But, as you get older, this is harder to do. You may have a few aches and pains. And, you may not think you qualify for traditional policies. However, guaranteed acceptance life insurance seems like a good option. What is it and could it help you? READ MORE >>

When you have a child, you want to provide for them throughout their life. Still, nothing’s guaranteed. What if your death leaves that child without the benefits you could have provided? With life insurance, you can go a long way towards protecting your children. How can your policies benefit their security? READ MORE >>

Maybe you’re a young person planning for the future? Or perhaps, you’ve started a family and want to protect them. In the event of your death, you want to leave behind a strong legacy to settle your affairs. Life insurance is often the way to go in these cases. READ MORE >>

Here's an important aspect of life insurance to know. Most people can afford it. This type of insurance does not have to be expensive. For many people, it can be very affordable. If you do not have life insurance coverage, now is the time to speak to your insurer about this. READ MORE >>

Your current health status is heavily linked to your life insurance premiums. Are you a smoker? Do you have high blood pressure? Could you stand to lose 20 pounds? All of these can affect the risk you pose to life insurers. An unhealthy person may have to pay more for life insurance. READ MORE >>

No one wants to think about what could happen if a loved one passes away. Most people don’t want to think about what might happen if they were not there to support their families. Yet, taking the time to think about this in order to create a plan can bring you peace of mind. READ MORE >>

Life insurance is an important financial instrument. As long as the premiums are paid on time, a person can keep a life insurance policy for years. It is that longevity that makes life insurance policies attractive to parents. They know that they can purchase a policy for their child so that they can have financial protection in the future. READ MORE >>

Unlike whole life insurance, term life insurance covers a specific number of years. This duration of time depends on the policy you select. It may be for five, 10, 20 or more years. When shopping for policies, you'll find this type of life insurance tends to be less expensive than whole life insurance, which remains in place as long as you continue to make payments on it. READ MORE >>

Many people don’t know enough about life insurance. As a result, they fail to get enough coverage, which can place a strain on their families after a loss. If you are someone who is interested in learning more about life insurance, keep reading to identify common mishaps that people often make and determine what steps you can take to avoid them. READ MORE >>

Lots of small companies are saving money by increasing deductibles on their health care plans (or canceling all together).  Difficult economic times mean tough either/or choices for small business owners.  For many, adding voluntary benefits to compensate for cutbacks elsewhere in a ben... READ MORE >>

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