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R.V. Johnson Insurance Blog: florida

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An area of high risk for employee injuries is in walk-in coolers and freezers. These surfaces are slippery and often wet. Debris can collect on the surfaces as well. Trip and fall hazards are numerous. Equipment breakdowns may also put a dent in your finances. Most business insurance will provide some coverage for these risks. READ MORE >>

In recent months the United States has experienced several catastrophic flooding events, not least from Hurricanes Harvey and Irma. Flooding is a potent and devastating force of nature. It can leave widespread damages to your home, property and personal items. READ MORE >>

Some mortgage companies collect home insurance premiums with monthly payments. They divide the annual premium cost by 12. They encourage the homeowner to pay that amount each month in addition to their mortgage. The lender has an incentive to do this. It then knows confidently, the home has insurance. READ MORE >>

Often, contracts involve more than just the contract owner and the contractor. Contractors may engage subcontractors and suppliers in various capacities. Failing to compensate subcontractors and suppliers may open the contractor to potential risks. An important aspect of surety bonds is how they may govern compensation of subcontracting parties. READ MORE >>

It seems like some people forget how to drive when rain falls from the sky. Instead of slowing down and using caution, plenty of drivers respond by speeding. Yet, pulling off to the side of the road and waiting until the rain stops is not a realistic option. Let's take a look at some safety tips for driving in the rain. READ MORE >>

Your current health status is heavily linked to your life insurance premiums. Are you a smoker? Do you have high blood pressure? Could you stand to lose 20 pounds? All of these can affect the risk you pose to life insurers. An unhealthy person may have to pay more for life insurance. READ MORE >>

When selecting any type of business insurance, the goal is to minimize risk. These policies are often for very specific types of risks. Yet, most business owners don’t recognize the risks they face just by operating their company. Why do you need all of this insurance protection? READ MORE >>

A flood is not something any homeowner wants to face. Water damage can be some of the most potent a home can receive. If your home faces flood damages, you may also face significant financial losses. The standard home insurance policy typically doesn’t cover flood damages. READ MORE >>

If you recently inherited property, your first thought may not be to insure it. However, that may be one of the most important decisions you need to make. Often, a home insurance plan that you already have could provide the coverage. However, you may inherit something that is highly valuable, such as an art collection. READ MORE >>

If you own a pickup truck, you likely use it for a variety of different tasks. You might use them for commercial purposes, or personal hauling on your property. You may use them while on vacation or just for getting around time. Because trucks are so versatile, they come with a wide variety of risks. READ MORE >>

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R.V. Johnson Insurance
2041 E. Ocean Blvd. Stuart, FL 34996 | Ph: 772-287-3366 Fx: 772-287-4439 TF: 800-273-9800 | Hours: M-F 8am-4.30pm
400 N. Cypress Drive, Ste 24, Tequesta, FL 33469 | Ph: 561-745-8894  Fx: 561-745-8871  TF: 866-556-6766 | Hours: M-F 8.30am-5pm
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