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R.V. Johnson Insurance Blog: home insurance

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Some mortgage companies collect home insurance premiums with monthly payments. They divide the annual premium cost by 12. They encourage the homeowner to pay that amount each month in addition to their mortgage. The lender has an incentive to do this. It then knows confidently, the home has insurance. READ MORE >>

If you recently inherited property, your first thought may not be to insure it. However, that may be one of the most important decisions you need to make. Often, a home insurance plan that you already have could provide the coverage. However, you may inherit something that is highly valuable, such as an art collection. READ MORE >>

Perhaps a storm came through your area and knocked a tree over, creating your fence to topple over. Perhaps a driver lost control of his or her car and hit your fence. In these situations, do you have financial protection in place for your losses? READ MORE >>

A smart home system could be one of the best investments you make in your home and your lifestyle. Not only can it make managing your home easier to do, but it can also help reduce your home insurance premium and overall loss risks. READ MORE >>

Home insurance transfers the risk of personal loss and liability from the homeowner to the insurance company. If you have a mortgage on your house, your lender will almost certainly require you to have the proper insurance. Even if you don't have a mortgage and own your home free-and-clear, it is still a wise decision to have your home insured. READ MORE >>

Many areas of the country experienced a tough winter. Significant snow and record cold temperatures have caused damage to roads, plants and homes. Now that spring is here and the snow has melted, many homeowners are assessing the winter damage. If you own a swing set, don't forget to give it a checkup this season as well. READ MORE >>

Buying the right homeowners insurance policy is never a one-size-fits-all proposition, particularly when it comes to getting flood insurance protection. And to some homeowners it may be a surprise when they learn that it is quite common for insurance companies to exclude flood damage from standard home insurance coverage. READ MORE >>

A homeowners insurance policy helps protect you and your belongings, but it's better for everybody if you don't have to deal with filing a claim. You can lower your chances for incidents by learning from others. Some of the most common claims include: Storm damage. READ MORE >>

You want to protect your house but it’s crucial to also protect what’s inside of it. The worst thing you can do is wait until an accident happens to figure the value of your furniture, artwork, collectibles, etc. If you want to make sure all your possessions are safe, contents insurance is the security blanket you need just in case something happens. READ MORE >>

On April 30, 2014, the Consumer Products Safety Commission (CPSC) and Health Canada published a recall for approximately 740,000 White-Rodgers digital thermostats in the United States and 403,000 in Canada. The alkaline batteries used in the thermostat can leak onto the circuit board, posing a fire hazard. READ MORE >>

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R.V. Johnson Insurance
2041 E. Ocean Blvd. Stuart, FL 34996 | Ph: 772-287-3366 Fx: 772-287-4439 TF: 800-273-9800 | Hours: M-F 8am-4.30pm
400 N. Cypress Drive, Ste 24, Tequesta, FL 33469 | Ph: 561-745-8894  Fx: 561-745-8871  TF: 866-556-6766 | Hours: M-F 8.30am-5pm
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