Flooded Home“I am sorry, but your policy does not cover flood damage…”

As a trusted insurance advisor, we remind you why Flood Insurance is important. Homeowners Insurance and Commercial Property policies do not provide coverage for flood damage, so it is important to understand the coverage and why you need to purchase it.

A few facts about Flood:
  • Just 2 inches of water in a 2000 square foot home can easily require $21,000 of repairs - or more!
  • Homes qualifying for a Preferred Risk Policy (PRP) can get basic flood coverage for as little as $300 annually, or about $25 a month.
  • You have a 1 in 4 chance of experiencing a flood during the life of a 30-year mortgage if you live in a high-risk zone. Is it worth the risk?
  • Nearly 40% of businesses that close due to flooding never reopen.
  • From 2010-2014, the average commercial flood loss was $89,000.
Would you like RV Johnson Insurance to take a look at your policies? We can get you covered for Florida Flood Insurance. Give us a call at (772) 287-3366 for more information.
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